MAKE THE MOST OF YOUR FDIC GUARANTEE

How can you make sure all your deposits are safely protected with the the federal insurance limits during this unsettling time.  At Heartland Bank, we are participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  This coverage is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. 

Understanding the rules for deposit insurance coverage can be confusing.   Congress has temporarily raised the basic deposit insurance coverage from at least $100,000 to at least $250,000 per depositer, through December 31, 2009.  If you would like more information as to whether your accounts are fully covered by the FDIC, you can visit www.fdic.gov/deposit/deposits for more information, or you may call any of our Customer Service Representatives at one of our four branches.

VISA TRAVELMONEY PREPAID CARD

Access the world with our new Visa TravelMoney prepaid card.  Fast, user-friendly, secure, flexible.  The convenient TravelMoney Card includes 24-hour Travel and Emergency Assistance (certain restrictions, limitations and exclusions apply.  Please visit convenient.cards.com/travelmoney for more information.)  You can use your Convenient Visa TravelMoney Card anywhere Visa debit cards are accepted.  Cards may be used for purchases at millions of locations worldwide.  Plus you have access to cash with your card at more than one million ATM's and Member offices worldwide.