Meet The Staff - Profile   Somers Office Annette Zinnel, Cashier Annette Zinnel is currently Cashier with Heartland Bank. Annette grew up in Gowrie and currently lives in rural Farnhamville with husband, Scott, and children Josh and Cassie. Annette graduated from Buena Vista with a Bachelors in Accounting and Business Management and also from Iowa State University with a Masters in Business Administration. She enjoys being outdoors with her family, swimming in their pool, and being involved in their children's sports activities. Annette's education and hard work ethic show up in many ways at Heartland Bank. Return to "Meet The Staff" List