Deposit Services

Whether you are a sole proprietor or a mid-size business, Heartland Bank has a Business Checking Account to meet your needs. We have developed checking solutions specialized to meet the unique needs of your business as it grows.

 Free Small Business Checking:

  • Minimum deposit of $100.00 to open account.
  • No minimum balance.
  • No monthly maintenance fee.
  • 100 Free transactions per month.  Low per transaction fee of $.15 + sales tax over 100. (Includes checks, deposits, deposited items, ACH and electronic transactions.)
  • Deposited Return Item Fee $5.00 + sales tax
  • Free online banking
  • Debit Card Available.
  • Remote Deposit Capture $45.00 per month + sales tax.

Small Business Checking

  • Minimum deposit of $100.00 to open account.
  • Maintenance Fee of 7.50 per month or cycle + sales tax.  Maintenance fee waived if account has a $5,000 average balance during the statement cycle.
  • 150 Total Transactions free.  (Includes checks, deposits, deposited items, ACH and electronic transactions.)  Over 150, $.15 charge + sales tax for each item over 150.
  • Deposited Return Item Fee $5.00 + sales tax.
  • Free Online Banking
  • Debit Card Available
  • Remote Deposit Capture $45.00 per month + sales tax
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Under the program for the FDIC Temporary Insurance Coverage for Transaction Accounts which runs through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Temporary Unlimited Coverage for Noninterest-bearing Transaction Accounts is in addition to and separate from the coverage available under the FDIC general deposit insurance rules. Learn More

Deposit and loan products offered by Heartland Bank, Member FDIC, EqualHousingLogoTrans15 Equal Housing Lender



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