Checking

Everyone has a different purpose in mind when looking for a personal checking account. In today's world, checking accounts are not just a convenience. Whether you write only a few checks per month or withdraw funds on a daily basis, you still require immediate, hassle-free access to your money. Heartland Bank can help you select the right account that fits with the way you manage your money from one of our many choices in checking. We are serious about the responsibility we have to provide our customers with full, reliable checking services and place emphasis on value and our community.

Available Checking Accounts:

Free Checking - A basic checking account for the budget minded person.
Regular Checking - A checking account with no monthly fee when you maintain a low minimum balance.
Bonus+ Club Checking - Our club account designed to let you take control of your financial future.
Super Now Checking - A checking account that earns interest with a balance of $1,000.
Student Checking - An account designed for the young student in mind.
Campus Advantage Checking - A special checking account for 12-23 year olds.  A checking account you can take with you to college or when you move away from home.
 

Easy Switch Kit

  Free
Checking
Regular
Checking
Bonus+ Club
Checking
Super Now
Checking
Student
Checking
Campus Advantage Checking
Minimum
Opening
Balance
$50.00 $50.00 $50.00 $1,000.00 $0.00 $50.00
Monthly
Service
Fee
None $6.00 + sales tax per statement cycle if your account falls below $450.00 $8.50 + sales tax per statement cycle $6.00 + sales tax per statement cycle if your account falls below $450.00 None None
Interest None None Yes Yes None None

Check
Return
Option


Free Check
Safekeeping
Free Check Imaging Free Check Imaging Free Check Imaging Free Check Imaging  Free Check Imaging
Features
and
Benefits
• SHAZAMchek Debit Card

• SHAZAMchek Photo Debit Card

• Free unlimited SHAZAMchek purchases

• Free unlimited ATM transactions

• Direct Deposit

• Free first year safe deposit box (limited to certain sizes)
    • SHAZAMchek Debit Card

    • SHAZAMchek Photo Debit Card

    • Free unlimited SHAZAMchek purchases

    • Free unlimited ATM transactions

    • Direct Deposit

    • Free first year safe deposit box (limited to certain sizes)
      • SHAZAMchek Debit Card

      • SHAZAMchek Photo Debit Card

      • Free unlimited SHAZAMchek purchases

      • Free unlimited ATM transactions

      • Direct Deposit

      • Free first year safe deposit box (limited to certain sizes) And 50% off thereafter

      • 50% discount on largest safe deposit boxes

      • No charge stop payment on checks

      • 24-hour accidental death and dismemberment insurance coverage

      • Discount
      Adventureland tickets
      • SHAZAMchek Debit Card

      • SHAZAMchek Photo Debit Card

      • Free unlimited SHAZAMchek purchases

      • Free unlimited ATM transactions

      • Direct Deposit

      • Free first year safe deposit box (limited to certain sizes)
        • SHAZAMchek Photo Debit Card

        • Free unlimited SHAZAMchek purchases

        • Free unlimited ATM transactions

        • Direct Deposit
          • SHAZAMchek Debit Card

          • SHAZAMchek Photo Debit Card

          • Free unlimited SHAZAMchek purchases

          • Free unlimited ATM transactions

          • Direct Deposit

            Other Fee
            Shazamchek debit and Shazamchek Photo debit cards Monthly service charge of $1.50 + sales tax $0.25 per check or pre-authorized debit if your account falls below $450 any day of the statement cycle

            Shazamchek debit and Shazamchek Photo debit cards Monthly service charge of $1.50 + sales tax
              $0.25 per check or pre-authorized debit exceeding 50 during a month $0.25 per check or pre-authorized debit if your account falls below $450.00 any day of the statement cycle

              Shazamchek debit and Shazamchek Photo debit cards Monthly service charge of $1.50 + sales tax
                Shazamchek debit and Shazamchek Photo debit cards Monthly service charge of $1.50 + sales tax None
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                Under the program for the FDIC Temporary Insurance Coverage for Transaction Accounts which runs through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Temporary Unlimited Coverage for Noninterest-bearing Transaction Accounts is in addition to and separate from the coverage available under the FDIC general deposit insurance rules. Learn More

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