Health Savings Account

Using a Health Savings Account (HSA) to supplement your current health insurance coverage is a great way to save money on your health care costs – especially when you are linked with a high-deductible health plan. Eligible participants may contribute TAX FREE funds up to the IRS annual limits. This account can be used to pay for medical prescriptions, deductibles, eyeglasses, contact lenses, or any other qualified health care expenses.

Details Include:

  • Minimum balance is $100.00
  • Maintenace fee of $5.00 + sales tax for the month if the account falls below $100.00
  • Interest earned on available balances, compounded and paid monthly
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Under the program for the FDIC Temporary Insurance Coverage for Transaction Accounts which runs through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Temporary Unlimited Coverage for Noninterest-bearing Transaction Accounts is in addition to and separate from the coverage available under the FDIC general deposit insurance rules. Learn More

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