Is Debt for College Overwhelming?

Postsecondary education is an investment in your future, but many families find it difficult to handle the gap between available financial aid and the cost of attendance.  Private student loans help, as long as you understand how borrowing today can impact your financial future.

Iowa Student Loan® has launched a Student Loan Game Plan.  This is an interactive educational resource to help Iowa students and families better understand how student loan debt can affect your financial future.  To experience the Student Loan Game Plan℠, visit   www.studentloan.org/gameplan.

Student Loans

Pursuing a college education is a great investment in your future. The time, money and effort you spend on your education will provide you with opportunities for expanded career choices and greater earning potential. Although financing your education may seem overwhelming at times, many types of financial aid are available.

Private Student Loans can help to bridge the gap between any government student aid you receive and the amount needed to attend your school of choice. Applying for a private student loan should be considered only after you have exhausted all federal, state, and institutional student loan options.  

Cosigners or students who can meet underwriting and income criteria may apply for the Partnership Advance Education Loan.  Additional information is available at www.studentloan.org/partnership.

For Iowa students who may have been denied a supplemental private student loan requiring a cosigner, Heartland Bank participates in the Iowa Alliance Private Student Loan Program.