Business Deposit Accounts

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Checking Accounts for Farms and Small to Mid-Size Businesses

The financial needs of sole proprietors, small and mid-size businesses differ, but there is a need they have in common: a checking account fits their business. Heartland Bank offers business owners in our communities the checking accounts they need to manage their cash flow and have easy access to their funds for business expenses.

Business Choice Checking Account

A great solution for sole proprietorships or small businesses with a low number of transactions each month, Business Choice Checking from Heartland Bank offers free Online and Mobile Banking access, as well as no minimum balance or maintenance fee and 250 free transactions each month.

Business Classic Checking

Business Classic Checking comes with a $10 deposit to open, no minimum balance and no monthly maintenance fee. The Classic account is best suited for City, State or township entities, as well as schools and churches. Other account features include:

Business Elite Checking

Designed for the transaction and cash flow needs of small to mid-size businesses, Business Elite Checking features an earnings credit that allows for offsetting or completely eliminating fees. 

Savings Accounts for Businesses

Heartland Bank also offers multiple savings account options for local businesses. Each business savings account comes with different features, so compare below to see which best fits your needs.

Business Account Information
 
  Regular Savings   Platinum Money Market   Elite Money Market
Minimum Opening Balance $25.00   $1,000.00   $10,000.00
Monthly Service Fee None   $6.00* per statement cycle if account falls below $450.00   $15.00* per statement cycle if account falls below $10,000
Interest Yes   Yes - Tiered interest rates to maximize savings potential   Yes - Tiered interest rates to maximize savings potential
Check Return Option NA   NA   Free Check Imaging
Features and Benefits
  • Direct Deposit 
  • Six pre-authorized withdrawals allowed
• Direct Deposit
• Free first year safe deposit box (limited to certain sizes) 
 

• First 40 checks are provided at no cost
• Six pre-authorized withdrawals allowed
• Direct Deposit
• Free first year safe deposit box (limited to certain sizes)

Other Fees $2.00* service charge if daily balance drops below $25.00   $7.50* per statement cycle for over 3 withdrawals   $7.50* per statement cycle for over 3 withdrawals 

 

*Plus Sales Tax

Open a Business Checking or Savings Account at Heartland Bank Today

Come by your nearest Heartland Bank office  to learn more about our business deposit accounts or to open your account today!

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