Savings Accounts at Heartland Bank

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Find Out More About our Savings, Money Market, CD and IRA Accounts

Are you saving for your future? Saving money successfully is a skill that will help you throughout your entire life, and Heartland Bank offers the savings accounts to help make saving easier.

We offer basic, no-frills savings accounts, as well as accounts with varying interest rates to help your money grow. For young savers, Heartland Bank offers the Cent-sible Kids Club Savings account to help teach your kids age 0-12 the value of saving money.

For long-term savings, Heartland Bank offers a variety of certificate of deposit (CD) and individual retirement account (IRA) options. CDs come in maturities ranging from three months to five years with the APY (annual percentage yield) varying depending on the deposit amount and maturity selected. IRAs help you to save for retirement by helping your money grow with compound interest from high yielding interest rates.

Savings Account Comparison
 
  Regular Savings   Platinum Money Market   Elite Money Market   ¢ent-sible Kid's Club Savings   Christmas Club Savings
Minimum Opening Balance $25.00   $1,000.00   $10,000.00   $10.00   $10.00
Monthly Service Fee None   $6.00* per statement cycle if account falls below $450.00   $15.00* per statement cycle if account falls below $10,000   None   None
Interest Yes   Yes - Tiered interest rates to maximize savings potential   Yes - Tiered interest rates to maximize savings potential   Yes   Yes
Check Return Option NA   NA   Free Check Imaging   NA   NA
Features and Benefits
  • Direct Deposit 
  • Six pre-authorized withdrawals allowed
• Direct Deposit
• Free first year safe deposit box (limited to certain sizes) 
 

• First 40 checks are provided at no cost 

 Six pre-authorized withdrawals allowed

• Direct Deposit
• First year safe deposit box (limited to certain sizes)  

  • Quarterly Newsletter with Special Promotions throughout the year   • Check issued for entire balance on November 1st of each year
Other Fees $2.00* service charge if daily balance drops below $25.00   $7.50* per statement cycle for over 3 withdrawals   $7.50* per statement cycle for over 3 withdrawals    $2.00* if daily balance drops below $10.00   None
*Plus Sales Tax
 

Start Saving with Heartland Bank Today

Download, fill out and print off our deposit account application. Then, stop by the Heartland Bank office closest to you to open your savings account with Heartland Bank today.

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